These fees and limits can change. You can find out more in your terms and conditions.


The table below shows how much you pay for different Multi-currency Cash Passport Prepaid MasterCard® services.


Fee Category Fee Type Amount
Fees for Getting Started: Card Purchase Fee and 
Additional Card Fee (optional)

USD 9.95

Add Money:

Reload Fee

USD 5.00

 Spend Money: Purchase Transaction Fee None2, 3
Get Cash: ATM Withdrawal Fee (US) USD 2.50 (or Currency equivalent)3, 4
ATM Withdrawal Fee (outside US) USD 2.503, 4
GBP 2.003, 4
EUR 2.003, 4
CAD 2.503, 4
AUD 2.503, 4
JPY 215.003, 4
MXN 32.002, 3
Bank Teller Cash Withdrawal Fee None2, 3
Information: ATM Balance Inquiry Fee None4, 5
Other Services: Currency Transfer Fee (moving funds from one Currency to another) Foreign exchange rate will apply1
Foreign Exchange Fee 5.50%
Replacement Card Fee for lost or stolen Card None
Balance Refund Fee USD 20.001
Inactivity Fee USD 3.00/month6


A Foreign Exchange rate will apply if transferring funds to another Currency. The Currency exchange rate is selected from the range of rates available in wholesale currency markets (which vary each day), together with a margin of 5.50%.

2 Third-party fees may apply.

If you obtain your funds or make a purchase in a currency other than the Currencies available on your Card, the amount deducted from your funds will be converted by the network or card association that processes the transaction into an amount in the Currencies available on your Card in the following order of priority: USD, GBP, EUR, CAD, AUD, JPY, MXN. MasterCard currently uses a conversion rate that is either: (i) selected from the range of rates available in wholesale currency markets (which may vary from the rate the association itself receives), or (ii) the government mandated rate in effect for the applicable central processing date. This percentage amount is independent of the additional 5.50% Foreign Exchange Fee that we will charge as compensation for our services. See Section 6 of your terms and conditions for additional information related to transactions in foreign currencies.

When you use an ATM, you may be charged an additional fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). If the Currency of your transaction matches one of the Currencies on the Card and there are sufficient funds in that Currency to cover the whole transaction, the ATM fee for that Currency will be applied. If the Currency of your transaction does not match one of the Currencies on the Card or there are insufficient funds in the relevant Currency to cover the whole transaction or Dynamic Currency Conversion is selected, then the USD ATM fee will be applied and will be converted into the last Currency being used to fund the transaction at a foreign exchange rate determined by MasterCard on the day the transaction is processed. If the Dynamic Currency Conversion option is selected and the transaction carried out in the cardholder’s home currency, this will be reflected in the International Withdrawal Fee. Due to conversion rates this may differ from the one listed above.

If an ATM displays a balance for your Card Account, the balance displayed may be inaccurate due to the ATM displaying the balance in a currency different than the Currencies on your Card. This may be due to an exchange rate being applied that is different from ours. An ATM will not display a balance for each Currency. An accurate balance for each Currency can be obtained through My Account here.

A monthly inactivity fee will be charged after six (6) months of inactivity. See section 3.8 of your terms and conditions for details.


LOAD, WITHDRAWAL and SPEND LIMITS (including all Currencies) 

Load limitations Limit
Maximum Card Balance USD 8,500

Maximum Initial Load and Reload amounts (Additional limitations may apply depending on method of reload)

USD 10,000 (per 7 day period)
USD 20,000 (per 30 day period)
(maximum Card Balance at any one time cannot exceed USD 8,500)

Maximum Load and Reload amounts during a 12 month period (for all Cards and including all Currencies)

USD 30,000
Minimum Initial load amount USD 200
Minimum reload amount USD 200
Withdrawal Limitations
ATM Cash Withdrawal limitation USD 1,000 (per 24-hour period)
Bank Teller Cash Withdrawal limitation USD 250 (per 24-hour period)
Spend Limitations
Purchase Transaction limitation USD 5,000 (per 24-hour period)
Other Limitations
Other Limitations Limit
Number of Active Card Accounts at any one time 1


These limitations are subject to change. Please see your Cardholder Agreement for complete terms and conditions.