Fees

Please note that all fees and limits are subject to variation, in accordance with the terms and conditions. Please click here for more information.

 

FEES (All fees are plus applicable taxes) INR
Initial purchase and load fee* INR 100
Reload fee* INR 50
Additional Card linked to the same funds* INR 100
Cash out fee INR 100
  USD GBP EUR SGD
ATM fee per withdrawal* US$1.75 £1.25 €1.50 SG$2.00
ATM Balance enquiry fee Free
Purchase from merchant (e-shops and restaurants)* Free
Monthly inactivity fee - debited from your Card if it has not been used for 12 months* US$1.50
Shortfall fee US$1.50
Cash over the counter fee* US$7.50 £4.00 €6.00 SG$10.00
Replacement Card fee Free
Cross Currency fee* 3%

Limits

LIMITS USD (for Currency equivalent)
Minimum amount you can load on your Card US$200
Maximum load/reload and maximum balance allowed on your Card(s) at any one time As prescribed by the Reserve Bank of India/FEMA guidelines from time to time, for the purpose of the visit abroad.
Maximum load over 12 month period** As prescribed by the Reserve Bank of India/FEMA guidelines from time to time, for the purpose of the visit abroad.
Maximum amount you can withdraw from ATMs in any 24 hours US$10,000
Maximum amount that you can spend at merchants in any 24 hours US$10,000
Maximum amount you can withdraw as cash over the counter at banks in 24 hours* US$500
  OTHER
Maximum number of Additional Cards linked to the same funds 1
Maximum number of active accounts that can be held at any one time 1
Card life See Card for expiry date
Maximum PIN tries 3 per 24 hours

 

^ Service Tax as applicable shall be charged.
†If the currency of your transaction matches the currency on the Card, the ATM fee for that currency will be applied. If the currency of your transaction does not match the currency on the Card, then the USD ATM fee will be applied and will be converted into the currency of the Card at a foreign exchange rate determined by MasterCard on the day the transaction is processed.
* Some ATM operators and merchants may charge a fee or set their own limits. Please confirm whether
any fees or limits apply, before making a withdrawal or purchase.
+ Such fee will be waived if your Card has a zero (0) balance or if there is no remaining balance following
the debit of any monthly inactivity fee (if the balance is less than the fee).
≠ Subject to the limits prescribed for the purpose of travel as per FEMA or other regulations from time to time.
** The total amount you may load onto all prepaid cards issued to you by us during any twelve (12) month period.


For more information, register your Card on ‘My Account’ to check your balance and view your transactions. Alternatively, call Card Services on one of the (freephone) numbers provided, to access the automated service.


State Bank Multi-Currency Foreign Travel Card is issued by State Bank of India, pursuant to license by MasterCard Asia/Pacific Pte. Ltd. MasterCard is a registered trademark of MasterCard International Incorporated.